Luxury Cyprus villa with an infinity pool overlooking the Mediterranean Sea, surrounded by lush greenery and serene island views—ideal for real estate investment.

Cyprus Real Estate Investment: High-Growth Opportunities for Investors

Discover why Cyprus is the ultimate destination for property investment. Whether for personal use, vacationing, or generating strong rental yields, Cyprus offers unmatched opportunities with its stable economy, low taxes, and access to the EU. With our partnerships with vetted developers and expert legal services, we make your real estate investment journey seamless and secure.

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Features

Cyprus Real Estate Investment

Vetted developers

4-7% Annual rental yields

Low ownership cost

Low taxes

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Eligibility

Costs of Investing in Cyprus Real Estate

Understanding the costs of buying, selling, and owning real estate in Cyprus is essential for making informed investment decisions. Here’s what you need to know:

For Buyers
  • 5% VAT: For first-time buyers of new property, to be used as their primary residence in Cyprus.
  • 19% VAT: Newly developed properties are charged at the normal VAT rate.
  • Stamp Duty: 1.5%, capped at €20,000.
  • Legal Fees: Assistance from a legal firm, to ensure you are protected through expert legal support.
Costs for Sellers
  • Capital Gains Tax: 20% on property sale profits.
  • Agent Fees: Typically negotiable as a percentage of the sale price.
Taxes for Owning Real Estate
  • Local Authority Fees: €85 to €256 annually, covering waste collection, street lighting, and sewerage.
  • Municipality Tax: Typically 0.001‰ to 0.002‰ of what the property was worth on January 1st 1980.
  • Sewage Tax: 0.03‰ to 0.035‰ of January 1st 1980 property market value.
  • Insurance: Costs vary depending on property size, condition, and location

What we offer

What’s Included in Our Cyprus Real Estate Investment Package

Our tailored service ensures your property investment in Cyprus is secure, streamlined, and stress-free. Here’s what we offer:

Exclusive Developer Access

Gain access to our top-rated, vetted developers in Cyprus, ensuring high-quality investments with minimal risk.

End-to-End Legal Support

From due diligence, contract review, negotiating with the seller's attorney to title deed registration, our legal team handles every detail to protect your interests.

Seamless Property Transactions

Simplify the buying process with our expert guidance, ensuring smooth and efficient property acquisitions.

Post-Investment Support

Enjoy ongoing assistance with rental agreements, property management, and compliance.

Testimonials

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What Our Clients Say

See how Clover has helped people like you relocate, save taxes, and build a better future in Cyprus.

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Anastasia
Sole Proprietor

I loved the approach to the task a had as a client. Very attentive and deep way of working. I had an excellent consultation on my new business and recommend Clover service to anyone who needs a real professional and highly-qualified consultant.

Edith
High-Skilled Professional
Thank you for amazing support

Thank you, guys, for the amazing support! You made everything so easy and stress-free when I needed help with company relocation. Super professional, clear advice, and always ready to answer my questions. Highly recommend Clover.Tax to anyone looking for expert help in Cyprus!

Sam
High-Skilled Professional
What impressed me...

What impressed me most about this team was their personalized approach. They will take the time to understand your specific needs and concerns, and tailor their services accordingly. They are incredibly responsive and helpful throughout the entire process, making you feel supported and valued. I would highly recommend them to anyone considering a move to Cyprus.

Anette
Business Owner
Amazing service!

I highly recommend Clover! Excellent service with clear, practical advice on corporate structuring, tax optimization, and relocation benefits. Their deep understanding of Cyprus’s regulations was invaluable.

relevant information

Frequently Asked Questions

Why invest in Cyprus real estate?

Cyprus offers a stable economy, growing property market, and attractive tax benefits, making it an ideal location for both personal and investment property purchases.

Can non-residents buy property in Cyprus?

Yes, non-residents can purchase property in Cyprus with minimal restrictions, and we handle all the legal and administrative processes for you.

What is the average rental yield in Cyprus?

Rental properties in Cyprus offer steady returns of 4–7%, depending on the location and property type.

Does buying property in Cyprus qualify me for residency?

Yes, non-EU buyers who invest €300,000 or more in new property may qualify for permanent residency under the Cyprus Golden Visa program.

Are there any taxes when selling property in Cyprus?

Yes, capital gains tax applies at a rate of 20% on profits from property sales. However, exemptions may apply for primary residences.

What are the ongoing costs of owning property in Cyprus?

Cyprus has low ownership costs, including local authority fees (€85–€256 annually) and minimal taxes like sewage fees.

How does VAT work when buying property in Cyprus?

First-time buyers of primary residences can benefit from a reduced 5% VAT rate. Otherwise, the standard VAT of 19% applies to newly developed properties.

Is Cyprus a good location for real estate investment?

Yes, Cyprus is a growing market with increasing property values, strong demand for rentals, and significant tax advantages for investors.

Can I buy pre-construction or under-construction properties in Cyprus?

Absolutely. We partner with vetted developers to offer high-quality under-construction and pre-construction projects, which provide excellent investment opportunities.

How long does it take to complete a property purchase in Cyprus?

The process typically takes 1–3 months, depending on the complexity of the transaction and the legal checks required.

Aerial view of a turquoise coastline in Cyprus with crystal-clear waters meeting a pebble beach, symbolizing a fresh start and seamless relocation with Clover's tax and legal solutions.
Clover Tax & Legal

At Clover, we provide 100% legal and comprehensive solutions, from securing your residency and optimising your taxes to simplifying your business relocation. With complete transparency, we handle the details so you can focus on starting your new life in Cyprus.

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